Terms of Use

1. Acceptance of Terms

Welcome to the Truist Currency Heritage Society website. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. Nature of Service

Truist Currency Heritage Society operates as an independent educational organization dedicated to numismatic research and monetary history. This website provides:

• Educational articles and research about currency systems
• Historical information about monetary evolution
• Technical explanations of currency security features
• General knowledge about numismatics and collecting

Important: This website is informational and educational only. We do not provide financial services, investment advice, currency valuation, authentication services, or engage in buying or selling of currency.

3. No Professional Relationship

The content on this website does not create any professional relationship between you and Truist Currency Heritage Society. Specifically:

• We do not provide personalized financial, investment, or legal advice
• We do not offer currency authentication or grading services
• We do not buy, sell, broker, or facilitate transactions in currency
• We do not provide valuation or appraisal services
• Reading our content does not establish any client relationship

For professional services in these areas, please consult qualified professionals such as certified appraisers, professional numismatic organizations, or licensed financial advisors.

4. Educational Purpose Only

All information on this website is provided for educational purposes only. While we strive for accuracy, the content should not be relied upon as the sole basis for making decisions regarding:

• Currency purchases or sales
• Investment decisions
• Authentication determinations
• Valuation conclusions

Always conduct your own research and consult appropriate professionals before making decisions with financial implications.

5. Intellectual Property

The content on this website, including text, images, graphics, logos, and design elements, is owned by Truist Currency Heritage Society or our licensors and is protected by copyright and other intellectual property laws.

5.1 Permitted Use

You may:

• View and access content for personal, non-commercial educational purposes
• Print individual pages for personal reference
• Share links to our content
• Quote brief excerpts with proper attribution for educational or journalistic purposes

5.2 Prohibited Use

You may not:

• Reproduce, distribute, or republish substantial portions of our content without written permission
• Use our content for commercial purposes
• Modify, adapt, or create derivative works from our content
• Remove copyright notices or attributions
• Use automated systems to scrape or download our content

6. Accuracy of Information

We make reasonable efforts to ensure the accuracy of information on this website. However:

• Information may contain errors or become outdated
• Currency systems, regulations, and technologies evolve continuously
• We do not guarantee the completeness or current accuracy of all content
• Content is provided "as is" without warranties of any kind

We reserve the right to modify, update, or remove content at any time without notice.

7. External Links

This website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of third-party sites. Accessing external links is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law:

• Truist Currency Heritage Society and its directors, officers, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website
• We are not liable for decisions made based on information found on this website
• We are not responsible for any losses resulting from reliance on website content
• This limitation applies even if we have been advised of the possibility of such damages

Some jurisdictions do not allow certain liability limitations. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify and hold harmless Truist Currency Heritage Society, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of this website
• Your violation of these Terms of Use
• Your violation of any third-party rights

10. User Conduct

When using this website or contacting us, you agree not to:

• Violate any applicable laws or regulations
• Transmit harmful code, viruses, or malware
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Harass, threaten, or abuse our staff or other users
• Impersonate any person or entity
• Collect information about other users without consent

11. Privacy

Your use of this website is also governed by our Privacy Policy, which can be found at Privacy Policy. Please review this policy to understand our data practices.

12. Governing Law and Jurisdiction

12.1 For Users in the European Union

These Terms of Use shall be governed by and construed in accordance with the laws of Spain. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of Barcelona, Spain, without prejudice to mandatory consumer protection laws that may apply in your country of residence.

12.2 For Users in the United States

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts located in Montgomery County, Ohio.

12.3 Consumer Rights

Nothing in these terms affects your statutory consumer rights under applicable law. If you are a consumer, you may have additional rights under the laws of your country or state of residence that cannot be waived by agreement.

13. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective when posted on this website with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

We encourage you to review these terms periodically to stay informed of any updates.

14. Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Truist Currency Heritage Society regarding your use of this website and supersede any prior agreements or understandings.

16. No Waiver

Our failure to enforce any provision of these Terms of Use shall not be construed as a waiver of that provision or our right to enforce it in the future.

17. Language

This website and these Terms of Use are provided in English. Any translations are provided for convenience only. In case of discrepancies between the English version and any translation, the English version shall prevail.

18. Contact Information

If you have questions about these Terms of Use, please contact us:

Email: contact@crm.eu.com

European Union Office:
Truist Currency Heritage Society
Via Favència, 375
08033 Barcelona, España

United States Office:
Truist Currency Heritage Society
204 Rita St
Dayton, OH 45404

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.